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If You Work For Sears Or Kmart Then www.88Sears.com Is a Website You’ll Want To Visit Often

In this day and age when so many people no longer feel as though they can count on having long term job security, knowing where you stand with the company you work for can be a big concern. For those employees of Sears and Kmart stores, becoming familiar with how to use the companies Human Resource site www.88Sears.com can be a huge benefit in helping an employee feel more security in their job and knowing their benefits.

www.88Sears.com

What Exactly Is www.88Sears.com ?

For those who are wondering what www.88Sears.com is it is simply the website for the companies human resource department and contains a lot of information that is helpful to employees of the company. The site is divided into several helpful sections such as Health, Compensation, and Network; Training, Performance, and Retention, and Personal Information and Total Rewards.

The site allows all employees for the company to quickly see what medical benefits that they may be eligible for, what types of training is available, and where they stand with the company. Everything is laid out in an easy to follow format making www.88Sears.com an incredibly useful site for those who want to keep tract of all kinds of employment information.

Health, Compensation, and Network

The Health, Compensation, and Network section of www.88sears.com allows employees to see such health information as health care and life insurance plans as well as prescription drug plans while the compensation section contains payroll information, and other things concerning the financial side of their employment.

Employees can visit this section and see what plans are available to them, as well as being able to get information on earnings and even retirement packages.

Training, Performance, and Retention

The Training, Performance and Retention section of www.88sears.com is dedicated to keeping employees informed on the different types of training that is available to them, as well as actually having some of this training offered to them online. It also includes a training tracker so that individual employees can actually see what training they have undertaken.

My Personal Information and Total Rewards

The Personal information and total rewards section of the www.88sears.com is what individual employees will be most interested in. This section gives each employee or Sears or Kmart information that directly relates to them. In this section employees can check out their paycheck related information, change their address, and access other information that relates them as an individual.

They can also find out what you get simply by being an employee of Sears or Kmart.

The information found at www.88sears.com allows employees to see where they stand with the company, what additional training they may want to undergo, as well as glean other information that may help them decide on future career strategies. It’s an extremely valuable and helpful site for those employed by Sears and Kmart.

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www.walmartmoneycard.com – to handle your finances

If you have a Walmart MoneyCard you cannot miss their online services on www.walmartmoneycard.com. The website offers you all the resources required to handle your finances without taking too much time or confusion. The site is very user friendly and simply and the only part which seemed difficult to comprehend for the average person was the terms and agreement. You can navigate through the website with ease and the inter linking of the website doesn’t confuse you. They also have an active customer care service, which you can use via the internet, through e mail, or the phone.

You usually shop at different Walmart stores or any other store if your card allows, when you have their MoneyCard. However, it becomes difficult to track where all you expenses went. Fortunately, an account on www.walmartmoneycard.com can solve these issues. It is a portal where you can check all you payment history, view the bills and transaction history, check the balance of your account, fund your money card and activate MoneyPak. You can even use this card to pay your bills, shop online or refund tax on your card. You can use this account to even shop online on Walmart e stores as well as other shops online. Your account will also record when your MoneyCard has been used at an ATM.

www.wallmartmoneycard.com immediately notifies you through e mail and text if it senses unauthorized or erratic usage of your card. It provides SSL secured transactions and provisions to regularly change your password. In case you have shifted to another place, you can update the details of your new residential address, billing address, phone number whenever you want. During the event of theft or loss of your debit card, you must login to your account, block the card via the website and then personally request for the issue of a new card.

It is advised to buy a Visa or MasterCard debit card since they are accepted worldwide and it makes sense to manage a card online which has true banking capabilities. In case you are wondering how to activate your Walmart Money Card Online, it is very easy and simple. All you need to have is your Walmart Money Card. You can either go to a local Walmart store o register for it online. Visit www.walmartmoneycard.com and go to the activation page. Just fill in the 16 digit card number and enter 3 digit security cod. You will get an automatically generated that you need to type in to pass the security test. Once everything is filled in, you need to confirm and submit to activate your Walmart Money Card. If you haven’t registered your Walmart account, you must do it now.

Walmart MoneyCard is a very popular prepaid card with no need for a bank account or a credit check. This option is simply great for someone looking for easy and handy way to do some shopping. It jus takes one call to get the card activated on www.walmartmoneycard.com. Customer services are simply great at the website. The staff is polite, helpful and available round the clock via email or phone. You can refill your Walmart MoneyCard over and over again with no running out date.

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How can you Benefit from the Walmart Money Network?

If you work for Walmart, then you certainly have heard about the Walmart money network. This is actually one of the methods that Walmart employees would use when receiving their payroll from Walmart. But before you decide to make use of this facility for your pay, it is important that you are aware of the benefits that you can obtain out of using the Walmart money network.

How it Works

Before we go on with the benefits of the money network, it is important that you first understand how it really works. If you decide to use the facility, you will be given a Money Network MasterCard Paycard as well as Money NetworkTM Checks. When payroll comes, your wages will be deposited directly to this card or check and you will usually get your money in the morning of your payday. You will have access to your wages through the Walmart money network pay card or by writing a check through the Money Network Check.

What are the Benefits?

So now that you are aware of how the money network works, it’s time that you find out the benefits that you can earn out of using this facility. Here are some of them:

• The Walmart money network pay card will not require you to pay any start-up or monthly fees. Unlike applying for a credit card, you will not be asked to go through a background check or credit verification procedures.

• Another advantage of the money network pay card is that you will be able to monitor your account by means of text messaging services or via email. Both services are for free and all you need is to sign up for it. When you sign up, you will be able to monitor how much money you have in your money network account.

• By having a Walmart money network account, you will be able to obtain paystub information online or through text messaging service. You can also request for it through the phone or via email, whichever you prefer.

Why Choose the Money Network?

Aside from the benefits mentioned above, there are actually several other benefits that you can enjoy with your Walmart money network account. With this option, it will be easier for you to keep track of your wages and if you decide to use your money to pay bills, you also have an option to do this online, with the help of your money network account.

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What Are Walmart Money Card Fees?

Walmart Money card fees are fees associated to using the Money card. Most credit and debit cards have some fees attached to them. When you use a debit card or a credit card, the companies that issue these cards charge certain fees. With the Walmart money card too there are some fees that you would have to pay to use the card.

When you look at the Walmart Money cards fees, you will find that they are very reasonable as compared to any other debit card. Some of these fees can be avoided but others would be charged to your card account. Some of the fees are charged monthly while there are some fees that are deducted at the end of the transaction.

Here is a list of Walmart Money card fees;

• Setup and Monthly charges. There is no activation fee but there is a flat $3.00 monthly fee which is waived for the next month if you deposit $1000 or more into your account.

• Fees for Withdrawl. For an ATM cash withdrawl there is a transaction fee of $2.00, Walmart also charges a $2.00 fee for any withdrawls made from a teller.

• Fees for reloading your card. Reloading your card by direct deposit is free. Walmart charges a fee of $3.00 for reloading the card at a Walmart store. Fees for reloading the card at other Green Dot location vary by retailer.

• Balance inquiry fees. Walmart charges a fee of $1.00 for balance inquiry at an ATM though there may be additional ATM charges. There is no fee for balance inquiry online or by phone.

• International Transaction fees. Walmart charges a fee of 2% on every international transaction. Also for any international ATM withdrawls Walmart charges a $2.00 other than any other charges from the ATM machine.

• Additional card fees. A replacement card will cost you $3.00. A standard Walmart Money card will cost you $3.00 while additional cards like Student cards and Family cards are free.

• Rush delivery. Rush delivery of the Walmart card carries a fee of $ 20.00

When you look at the Walmart Money card fees, you will find that they are much less than many other Pre paid or debit cards. Also there are some fees that can be waived if you use the card in the right manner. Having a Walmart Money card gives you all the benefits of a credit card and it also allows you to control your spending without.

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How To Get a Walmart Money Card

You may have heard of the Walmart Money card and you may be wondering how to get a Walmart money card. It is not at all difficult to get one of these cards, but you have to understand what they are and how they work before you apply for one.

A Walmart Money card is a prepaid debit card and it can also be used like a credit card. This card can be useful if you happen to frequent Walmarts a lot. Not only can you do all your purchases with the card but you can also use it to get money back up to $100.00 on each transaction. In order to be able to these things though you should have the money available to you on the Walmart card. This card though can be used as a credit card is a debit card and is backed by the funds that you have deposited into your account.

How to get a Walmart Money card can be answered simply by getting one at any Walmart Store, though you can also get one by applying for it online. To be able to get a card at a Walmart store you need to be over 18 years of age. Walmart does not do any credit checks before it issues you the card, all they want is to be able to verify who you are. That means you have to fill in your name, address, email address, phone number, social security number and date of birth. Now you would get a temporary Money card. This still does not really answer your question of how to get a Walmart Money card.

In order to get a Walmart Money card with your name on it you have to go online and register the card on the Walmart Money Card website. Once you have done this it takes about seven to ten business days before you will receive your card with your name in the mail. If you are under age you can still get a Walmart Money card. For this you would have to get one of your parents to get a Walmart Money card and then apply for a card for you under their card.

So when you ask the question ‘How to get a Walmart Money Card’, you will find that it is a very simple process and the best part of this card is that since it is a debit card, you cannot overspend and be charged any overdraft fees or have to pay any interest on the amount you have used.

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What You Should Know about 88sears Payroll direct Deposit

If you work for Sears, then you should check out the 88Sears Human Resources website. This site allows you to view your benefits as an employee of Sears, including health benefits, financial benefits and many more. The website, which is accessible through www.88sears.com, also contains links to your compensation. One of the options under the compensation link is the 88sears payroll direct deposit.

What is Direct Deposit?

With the direct deposit option, the payroll that you receive from Sears will automatically be deposited to your bank account. This usually takes place at around 9AM Eastern Time during the payday schedule. According to the website, almost 85 percent of Sears’ employees have taken advantage of the 88sears payroll direct deposit.

What Are the Benefits?

There are a lot of benefits that you can get if you choose the direct deposit option for your Payroll with Sears. So here are some of the benefits of 88sears payroll direct deposit.

• Safe and convenient way to receive your salary.
• Option to add up to two accounts, checking account, savings account, etc.
• Your pay will not be delayed no matter what.
• You will receive your salary even if you are on day-off or on leave.
• Saves you a lot of time in having to go to the bank to cash your payroll check.

How to Enroll

Given all the benefits of the 88sears payroll direct deposit, you might probably be interested to enroll for the direct deposit now. To do this, simply check out the website at www.88sears.com. After that, refer to the left side of the screen and click on the option that says “My Personal Information”. You will then be asked to log in with your enterprise ID and Password. As soon as you log in, you will then be taken to your account and you will find there the option to enroll for 88sears payroll direct deposit.

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88Sears Benefits

If you are an employee of Sears Holding, then it is necessary that you are aware of all the benefits that you get to receive from the company. And aside from knowing what benefits you can receive from Sears, you should also find out how you can avail of any of these benefits. The best thing that you can do is to access the 88Sears website, and refer to the 88Sears benefits section.

Access the Website

First of all, you need to visit the 8Sears Human Resources website, by typing in www.88sears.com. Once you are on the site, simply refer to the left hand side corner of the page and look for the “About HR” option and click on “Benefits”. Remember that the 88Sears benefits link is only accessible if you are using a computer that is within the Sears’ Network.

What can You Find on the Link?

On the 88Sears benefits section, you will find information about the various benefits that you can avail of as an employee of Sears Holding. Among these benefits are Health and Welfare Benefits, Retirement and Financial Benefits, Employee Assistance Programs, 401K Savings Plans, and many more. Simply click on any of the links if you want to find out more about these benefits.

What Else Can you Find At 88Sears?

Aside from the 88Sears benefits, there are several other links that you will find on the 88Sears website. Here, an employee can access information on the company policies and procedures, compensation, performance retention, learning, and many more. The website also has a link that will take you to the corporate site of Sears Holding.

Remember that the 88Sears benefits section is only accessible to employees of the Sears Holding Corporation. These include those who work for Sears, Kmart, and all other companies that are owned by the Sears Holding group.

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88Sears Associate Discount Policy

If you work for Sears or any of its affiliates, then you must be familiar with the 88Sears Human Resources website. The website can be accessed through www.88Sears.com, and is designed for employees and staff of the Sears Holding Corporation. The website allows employees access to information about their pay checks, benefits, compensation and many more. One of the most important information that you can find on the site is the 88Sears associate discount policy.

88Sears Benefits

As soon as you access the website, you will be taken to the homepage immediately where you will find information about the employee benefits. On this section, you will find information on the latest updates about benefits, such as the Spring Voluntary Benefits, Annual Enrollment Information and even access to the Benefits Newsletters which employees get to receive on a regular basis. If you scroll down at the bottom, you will find the “Other Benefits” section and one of the things that you will find here is the 88Sears associate discount policy.

Health and Welfare Benefits

The health and welfare benefits are among the most accessed links on the 88Sears website. This section is where you will find information about your medical and dental benefits, life insurance policies, long term disability, limited health and welfare benefits, prescription drug programs, and pretty much everything about the health related benefits. Next to the health and welfare benefits section is the retirement and financial benefits and the other benefits, where you will find the 88Sears associate discount policy.

Other Benefits

Under the “Other Benefits” section, you will find information on Discount Policy, Employee Assistance Program as well as the Voluntary Benefits. The 88Sears associate discount policy gives employees huge discounts on merchandise as well as services that Sears and Kmart offers. To find out more information on how you can take advantage of these benefits, simply refer to the 88Sears website, refer to the Benefits Section, and look for the 88Sears associate discount policy under the Other Benefits section.

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How to Transfer from PayPal to a Walmart Card

One of the great benefits of owning a Walmart card is that you can actually transfer funds from your PayPal account going to this card. To do this, make sure that you have added the card to your PayPal account, and remember that this card is a debit card and not a credit card.

Visit the Walmart MoneyCard Site

First of all, go to the website of Walmart MoneyCard and key-in your user ID and password in order to log in. Next, click on the option that says online bank transfer. You will find this right below the “Add funds” section. After that, look for the option that says, “Make a bank transfer reload”.

Provide your Bank Details

The next step is to provide the name of the issuing bank as well as the routing number and your ACH number. You should choose “checking account “and then click on log out when you’re done.

Add the Walmart MoneyCard to your PayPal

The next thing to do is to log in to PayPal in order to add your MoneyCard. Simply click on the “profile” option and choose “My Money” on the left panel. Click on the option that says “add my bank”, and then type in the routing number on the box. Next, provide your account number, which is the ACH personal number that Walmart will give you.

Making a Transfer

To transfer funds, you should first log in to your PayPal account. Choose the option to withdraw, which you will find on top of the page. Click on “withdraw funds to bank account” and then type in the amount of money that you want to transfer. Before you click “submit”, make sure that you verify all information to see if it is correct. If you are certain about the transfer, click on “Submit” and PayPal will then withdraw some of your funds and transfer it to your Walmart MoneyCard.

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How to Set Up Direct Deposit to Your Walmart MoneyCard

Walmart MoneyCard holders will certainly be thrilled to know that they can now set up a direct deposit account with their Walmart MoneyCard. If you choose to enroll for a direct deposit account, you can have your paycheck funds loaded to the card automatically which you can then use to shop from Walmart. With a direct deposit account, all the money that is deposited to your account will go directly to your card and this feature is free of charge. Here’s how to do it.

Visit the Website

First of all, you should go to the website of Walmart MoneyCard, bytyping in www.walmartmoneycard.com in your browser. Click on the option to log in, which is found on the homepage of the site. Key-in your user ID and password and click on “log-in”. First time users should click on “Create Online User ID”.

Sign Up for Direct Deposit

After you log in, look for the option that says “Sign Up for Direct Deposit”. You will then be asked to provide the name of your bank as well as the address. It is important that you provide the bank’s address, so if you do not have this information, you better call your bank and ask.

Provide the Routing and Account Number

The next step is to provide the routing number as well as the account number. The routing number is the 9-digit number assigned to financial institutions and the account number is found on your bank statements. You can call your bank to ask about these numbers if you do not know what they are.

Review all the information and if everything is correct, then click on “submit” to continue. Make sure that you read and understand the terms and conditions before you click on submit and finish the process. If there is something that is not clear to you, then contact Walmart MoneyCard.

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How to Check the Balance on my Walmart Money Card?

If you are a holder of the Walmart money card, it is very important that you know how to check your balance especially after you make a purchase. This is to avoid any overdraft fees because you might use your card not knowing that the balance in there is not enough to pay for your purchases. So here’s how to check the balance on your card.

Visit any Walmart Store

One way to check your balance is to visit any of the Walmart stores near you. If you make a purchase on that store, the balance will automatically appear on your receipt. But if you are not planning to buy anything, then you can simply approach the clerk and ask if they can scan your Walmart money card and check the balance.

Automated Teller Machines

Another option to check the balance of your money card from Walmart is to make use of an Automated Teller Machine, or ATM. These machines are called the MoneyCenter Express machine, and are designed for money card holders to check their balances. This basically works just like any ATM.

Make Use of the Internet

Of all the options to check the balance on your Walmart money card, the best option would be to go online. Simply log on to the MoneyCard website and key-in your account number. This is very convenient because you can check the balance on your card, wherever you are and at anytime, for as long as you have an Internet connection.

Call their Toll Free Number

Aside from the three options mentioned above, you can also call the Walmart Money card hotline at 1-877-937-4098 in order to check your balance. There is an automated operator who will answer the phone and will provide you information about the balance on your money card.

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88Sears W2 Forms – Where Can You Download These Forms?

Employees of Sears, Kmart and other companies that belong to the Sears Holding Corporation, can rely on the 88Sears website for information about their employee benefits, compensation and other information regarding their employment. On this website, employees will also have access to the 88Sears W2 forms.

What is the W2 Form?

The W2 form is basically a report of all the earnings and wages of an employee for the previous year. This form documents all the wages that the employee received from Sears Holding Corporation. This contains information of all the pay checks that an employee received in the past year. For more information about this, you can simply refer to the 88Sears site, and refer to the Compensation section under Benefits. This is where you will also find the 88Sears W2 forms.

What Else Can You Find on the Link?

Aside from the forms, there’s several other useful information that you can find on the Compensation section of the 88Sears website. Here, you will be able to log in to view your personal information, access your pay information and payroll calendars as well as view or reprint the 88Sears W2 forms. If you have any question about the previous year’s W2, then you can click on the 2012 W2 FAQs, which can also be found on the Compensation section of the site.

What if You have Problems Accessing the Form Online?

Remember that you need to access the w2eXpress site if you need to view or reprint your 88Sears W2 forms. When you log in, you will be asked to key-in your w2eXpress pin. But in the event that you forgot your pin, you can refer to My Pays section on the 88Sears homepage and click on the detail option below the page. This will provide you your employee ID that you can use to log in and access the 88Sears W2 forms.

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How Does Walmart Money Card Work?

If you are a frequent shopper of Walmart, then you should know more about the Walmart Money Card. This can be a great help for you, especially on those times when you need to shop online, yet you do not have any credit card that you can use. The money card is also ideal to those who have poor credit rating and cannot apply for a traditional credit card.

Reloadable Card

If you are someone who cannot afford to apply for a credit card simply because of your poor credit rating, then the Walmart Money Card is the best option for you. The reason is because Walmart will not take into consideration your credit rating when issuing the card. It is a reloadable card, which means that you can use it only when you put money into it. It can be used anywhere, just like any traditional card.

Things to Consider

You might be very eager to obtain the money card by now, but before you go on, there are actually certain things that you should consider. First of all, you need to load funds on the card before you can start using it. You can choose to set up a direct deposit with your money card and this is for free but there will be a monthly charge that you need to pay for this. Furthermore, there will be a charge of $1.95 whenever you withdraw funds from the card. So take note of these charges before you decide to sign up for the card.

Conclusion

Although the Walmart Money Card comes with so many perks, availing this card also comes with several fees and other charges. There is nothing wrong with getting a money card, for as long as you are aware of the things that you could end up paying in the future. So think about the pros and cons and once you make a decision to get one, simply check out their website at www.walmartmoneycard.com.

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Beware of Walmart Money Card Scams

Because of the convenience that it brings, a lot of people would now prefer to transact using prepaid cards, such as the Walmart money card. But because of the increasing number of prepaid card users, a lot of scammers have taken advantage of this. In fact, if you do a search online, you will find a lot of people getting victimized by Walmart money card scams. In order not to fall trap in these scams, read this article now.

Misleading Ads

A survey revealed that there are more than 200,000 complaints recorded on prepaid card scams as a result of misleading ads. Because of this, it is important that you first read and understand the terms and conditions about the Walmart money card before you decide to apply for this card. Walmart money card scams happen simply because people are not aware of things, either because they fail to notice these things or they just did not care to read and understand.

Unsecure Site

There are instances wherein people are victimized with Walmart money card scams simply because they transact through unsecure sites. Since the money card can be accepted on almost all stores in the Internet, a lot of card holders would use the card to pay for their purchases online. But the problem with some people is that they would not bother to check if the website that they chose to shop from is secure or not.

Hidden Charges

You might be too tempted to obtain a Walmart money card because of all the perks that you can benefit from using it. But before you decide to send in your application, make sure that you read everything about the card and this should include the penalty and whatever fees you could end up paying in the long run. Some people are not just aware about these hidden charges, and so they conclude right away that they get victimized with Walmart money card scams.

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Walmart Prepaid Card

If you are fond of shopping at Walmart, then you certainly must have heard about the Walmart prepaid card. This card is said to be the smartest and the easiest way to manage your money, whether you are buying groceries, clothing, accessories, furniture and other stuff at any Walmart store. The Walmart prepaid card is safe and convenient to use and can be used in paying for your purchases at the Walmart online store and at any of the Walmart outlets near you.

How to Get it

So after hearing all the good things about using the prepaid card from Walmart, you are probably so excited by now in getting the card. You will be thrilled to know that applying for the card is so easy. In fact, you don’t need to have a bank account just to be approved of a Walmart prepaid card. You can even choose to apply online and if you do this, Walmart will waive your insurance fee and that there will be no overdraft fees charged to you. The card is the safest way to manage your shopping money, so if you find yourself always short of money for your shopping trip to Walmart, then you better consider applying for the Walmart prepaid card.

Benefits of Using the Prepaid Card

As mentioned, you have the option to apply for the card online or at any of the Walmart outlet near you. The card is reloadable and you can just deposit money to it to be used for shopping. It is by far, the safest and easiest way to manage your shopping money with Walmart. Here are some of the benefits of using the Walmart prepaid card.

• Convenient shopping – the prepaid card can be used in any store that accepts VISA or MasterCard.

• Safety – since your money is loaded on the card, you will not have to worry about losing any cash or getting your money stolen.

• Reloadable – the Walmart prepaid card is reloadable, so you can simply deposit money to it each time you run out of shopping money. And the great thing about this is that there are so many ways that you can reload the card.

• Great savings – you also get to take advantage of some discounts with your card. One of these is 3 cents worth of savings per gallon each time you gas up at any Walmart gas stations.

Applying Online

The most convenient way of obtaining a Walmart prepaid card is to go online. All you need to do is to visit the official website of Walmart and look for the link that says “Get a card”.

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The employee portal – www.walmartbenefits.com

The employee portal – www.walmartbenefits.com – is quite an advantageous website for Walmart employees because they can access their files, benefit information and connect with their fellow employees online.

Employees of Walmart who need to access and print their paystubs can go to www.walmartbenefits.com login and sign in using their account. Employees can also log in to the portal to get connected with their co-employees. Thus, retrieving of files and connecting with other employees are very easy.

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Accessing Walmart Benefits

• www.walmartbenefits.com Login

Employees who want to view their online stub, read stories from Walmart alumni or connect with current employees can log in to the portal by providing their username and password.

New employees should register at the site to be able to gain access to the portal. Users just need to access the portal through www.walmartbenefits.com (redirected to mywalmart.com) then click the ‘Register’ tab. The user should provide his or her birth date, Social Security Number and date when he or she was hired at Walmart. If he or she doesn’t know the date, he or she can ask the HR department for the information.

A valid personal email address should also be provided. Five security questions should also be chosen for the protection of the user. The users should remember to write down the answer to the questions to make sure that they can access their account even when they have forgotten their password. Then, the user should create a unique username and password that he or she will use to access the portal.

• www.walmartbenefits.com Online Paystub

Employees do not have to go to the company’s office just to retrieve their paystub. They just have to go to Walmart’s portal site and sign in using their account. Once logged in, the user can view, download and print their paystub by selecting the ‘My Money’ tab at the menu on top of the screen. Click ‘Payroll’ then select the date of the stub that the user wants to view. The payroll stub for the selected month is going to appear at the screen and the user can download or print it.

• Work Schedule, Benefits and More

Employees can view their work schedule at the website. The portal enables the users to know the hourly Walmart stores so that they would know their schedule, which is quite a convenience to avoid being late.

Benefits can also be viewed at www.walmartbenefits.com. Employees will be able to know the benefits that they can get through their account. Also, stories and testimonials from former employees can also be viewed at the portal.

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Learning About Sears Employee Investment Options For The 88Sears 401 K Plan

If you are like most people just starting your career at Sears or Kmart, retirement may not be something that is on your mind. However, retirement can sneak up on you before you know so checking out the 88sears 401 K plan might be a good idea if you are a full time associate of the company.

What is a 401K Plan

88sears 401k plan

In general a 401K plan is a retirement plan that the employee pays for themselves through payroll deductions. While 88sears 401K can tell you more details about just how the plan specifically works, in general these plans allow the employee to decide on the amount they want deducted from their weekly paychecks. That money is then collected by the company, in this case Sears or Kmart and sent on to the company handling the plan. There is usually various options that you the employee can choose from when contributing to a 401K plan.

Keeping Track of Your 401K Plan

Although Sears itself does not administer your 401K plan they do provide information regarding the plan through their 88Sears 401K plan section of their Human Resource website. Here you can see that the deductions are being taken out of your paycheck and being paid into your plan and how well your plan is currently doing in terms of money towards your retirement.

Most people feel good when they see that their 401K plan is growing and that money is adding up to be used when they retire. 88Sears 401K will also give information about borrowing against the plan and other relevant information you may need to keep track of your finances.

Do You Have To Invest In a 401K plan if you work at Sears?

There really isn’t any requirement that forces you to invest in a 401K plan in fact, not all employees are eligible for such plans and if carefully read the 88sears 401K material you will see that even full time associates need to work for the company for a set amount of time before they can begin contributing to a 401K plan.

However, since you get tax breaks for contributing into a 401K plan it makes sense to do so if you can spare a few extra dollars a week. It provides some security for you for when you retire and income is severely limited.

While it is a good idea to sign up for the Sears 401K plan as soon as possible, you can always sign up for it at a later date. However, you need need to be informed just how this plan works and how you will benefit by joining the plan so the best thing to do is to check out the 88Sears 401K plan section of the www.88sears.com website and learn whether or not this plan is right for you.

visit : 88searss.com
401k : http://www.88sears.com/benefits/topics/401k.htm