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How Does Walmart Money Card Work?

If you are a frequent shopper of Walmart, then you should know more about the Walmart Money Card. This can be a great help for you, especially on those times when you need to shop online, yet you do not have any credit card that you can use. The money card is also ideal to those who have poor credit rating and cannot apply for a traditional credit card.

Reloadable Card

If you are someone who cannot afford to apply for a credit card simply because of your poor credit rating, then the Walmart Money Card is the best option for you. The reason is because Walmart will not take into consideration your credit rating when issuing the card. It is a reloadable card, which means that you can use it only when you put money into it. It can be used anywhere, just like any traditional card.

Things to Consider

You might be very eager to obtain the money card by now, but before you go on, there are actually certain things that you should consider. First of all, you need to load funds on the card before you can start using it. You can choose to set up a direct deposit with your money card and this is for free but there will be a monthly charge that you need to pay for this. Furthermore, there will be a charge of $1.95 whenever you withdraw funds from the card. So take note of these charges before you decide to sign up for the card.


Although the Walmart Money Card comes with so many perks, availing this card also comes with several fees and other charges. There is nothing wrong with getting a money card, for as long as you are aware of the things that you could end up paying in the future. So think about the pros and cons and once you make a decision to get one, simply check out their website at